| The National Neighbourhood Watch is warning people
about an increasing problem of 'Bin Raiding'. It is
rapidly spreading throughout the UK, not only in urban
areas but also in rural areas.
You should not to throw anything away such as bank
statements, utility bills, credit cards and receipts,
without first rendering them unreadable. These items can
be used to steal your identity, commit fraud, and run up
bills in your name.
A survey commissioned in the Nottingham area revealed
that only 8% of households attempt to destroy their
information, and only 1% are successful in rendering it
unreadable.
The advice is:
- Never throw away whole receipts, bank statements,
utility bills or any other document that could be
used to assume your identity.
- Always ensure that discarded information is
thoroughly destroyed (ideally shredded),
alternatively tear personal information into
small pieces and dispose of it in at least two
separate locations.
- Always check that there are no unfamiliar
transactions on your accounts. If you do find any
you should report it immediately.
- Never give personal or financial information to
'cold callers'
- If you move house have your mail redirected, as
the new occupier may not forward it on and throw
it away with their rubbish.
- Additionally you should destroy any offers of
credit addressed to you, as a fradster could
apply using your name, giving another address.
Statements would be sent to this new address and
you would be unaware of the problem until
suddenly faced with a large bill.
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