You are then watched as you do this and your PIN is noted by the onlooker. The device prevents the machine returning your card and therefore you leave believing it to be safe inside the machine.

After you have left, someone removes the device which is holding your card and is then able to use it with your PIN to drain your account.

If your card appears to be retained by the machine, DO NOT re-enter your PIN but run your finger around the card slot; if you feel anything unusual you may be able to remove it along with your card. The card slot should be flush with the machine. Take note of who is standing around nearby and report immediately to the police.

When using a Cash Machine always be aware of other people around you. if you are at all unsure then try to find another machine.

If your card is lost, stolen, mislaid or retained, you should telephone your card company or Bank immediately you are aware (see links below).

Try and shield the keypad with one hand whilst entering your PIN with the other.

Do not allow yourself to be distracted.

Lost or Stolen Cards